WHO WE ARE?
ഏകദേശം 40 വർഷത്തോളമായി മുണ്ടക്കയത്തുകാർക്ക് സ്വർണ്ണവായ്പ എന്ന് കേട്ടാൽ ആദ്യം ഓർമ്മ വരുന്ന പേരാണ് JOSNA FINANCE! സത്യസന്ധതയും വേഗത്തിലുള്ള സേവനവുമാണ് ഞങ്ങളുടെ മുഖമുദ്ര. തലമുറകളായി ഞങ്ങളുമായി ഊഷ്മള ബന്ധം സൂക്ഷിക്കുന്ന ഒട്ടേറെ കുടുംബങ്ങൾ ഞങ്ങൾക്കുണ്ട്.
Serving 4 generations since 1986 with honesty and care.
Instant loan disbursal with minimal paperwork.
High loan-to-value and full transparency—no hidden fees.
Why Choose Josna Finance
Serving Mundakkayam since 1986, we blend tradition with trust to offer gold loan services that truly matter.
That’s right—this is our world. So when you walk in, you know you’re in expert hands.
We understand delays happen. Our grace period gives you breathing space.
Because comfort, privacy, and respect should never be optional.
No hidden terms, no pressure. Just honest advice and options that suit you.
From easy renewals to flexible repayment—we make sure it works for you.
We’re not a call centre. We’re your neighbours, and we’re here for you.
EXTENDED FEATURES
Because here, trust isn’t just a word. It’s how we treat people.
We don’t try to do everything. We specialise in gold loans—and we’ve been doing it since 1986. That means faster service, better valuation, and fewer complications for you.
No long queues. No endless waiting. Most loans are disbursed in under 10 minutes. Bring your gold, and we’ll take care of the rest—while you enjoy a cup of tea.
From the moment you walk in, everything is clear. No small print, no surprises—just honest, helpful advice in plain language.
At Josna Finance, you won’t be handed a token number or wait on hold. You’ll be greeted by someone who knows your name, understands your need, and values your time.
Our team has been with us for years. No matter when you visit, you’ll see the same trusted people behind the counter—always ready to help.
We don’t treat you like a number. We listen, we care, and we walk with you—just like we have with thousands of families over the decades.
What People Say About Us
Real stories from real people who chose Josna not just for a loan, but for peace of mind.
CONTACT US
When you say Get in touch you have said it all.
hello@josnafinance.com
+91 90208 02070
TB Road, Mundakkayam, Kottayam, 686513
And we will get back to you as soon as possible.